Car accidents are stressful events, and the process of filing a claim can feel overwhelming. Add to that the abundance of misinformation circulating about car accident claims, and it’s easy to make costly mistakes. At Semenza Law Firm, we’ve seen how these misconceptions can lead to unnecessary frustration and reduced compensation. That’s why we’re here to dispel common myths and provide clarity, so you can make informed decisions about your case.
You Don’t Need a Lawyer If You Have Insurance
Many people believe that their insurance company will handle everything after a car accident. However, insurance companies are businesses that prioritize their bottom line, often offering settlements that don’t reflect the full extent of your damages. Without an experienced attorney, you may be pressured into accepting a low offer that doesn’t cover your medical bills, lost wages, or pain and suffering.
At Semenza Law Firm, we advocate on your behalf as your trusted car accident lawyer, ensuring that insurance companies treat you fairly. Our team works to maximize your compensation so you can focus on recovering from your injuries, not on fighting for what you’re owed.
Minor Accidents Aren’t Worth Pursuing
It’s a common misconception that only major accidents justify filing a claim. However, even minor collisions can result in hidden injuries, like whiplash or internal damage, that may not manifest immediately. Additionally, repair costs and other financial burdens can quickly add up.
Seeking legal advice after any accident, no matter how minor, ensures that all potential damages are considered. At Semenza Law Firm, we understand that every case is unique, and we’re here to help you navigate the process, no matter the size of your claim.
The At-Fault Driver’s Insurance Will Cover Everything
While it may seem logical that the at-fault driver’s insurance should handle all expenses, the reality is often more complicated. Insurance companies may dispute liability, delay payments, or offer settlements that fall short of what you need to recover fully.
Our team at Semenza Law goes beyond the surface to explore every avenue for compensation, including personal injury protection (PIP) coverage, uninsured motorist coverage, and other options that may be available in your case. We ensure you’re not left with out-of-pocket expenses due to unfair insurance practices
You Can Wait to File a Claim
Delaying the filing of your claim can be detrimental. Each state has a statute of limitations that limits how long you have to pursue compensation after an accident. Missing this deadline means forfeiting your right to seek damages, no matter how valid your case may be.
When you work with Semenza Law Firm, we handle all the critical deadlines and paperwork, allowing you to focus on your recovery. Acting promptly not only protects your legal rights but also strengthens your case by preserving evidence and witness testimonies.
Accepting the First Settlement Offer is Best
Insurance companies often present initial settlement offers that seem appealing, especially when you’re under financial stress. However, these offers are typically much lower than what you’re entitled to, as they’re designed to minimize payouts.
At Semenza Law, we analyze every offer critically, using evidence and expert evaluations to negotiate for a settlement that accurately reflects your medical expenses, lost wages, and pain and suffering. We fight to ensure you don’t settle for less than you deserve.
You Can’t File a Claim if You Were Partially at Fault
Many people mistakenly believe that being partially at fault for an accident disqualifies them from receiving compensation. However, in many states, comparative negligence laws allow you to recover damages even if you share some responsibility. The amount you receive may be adjusted based on your level of fault, but you’re not automatically barred from filing a claim.
Our experienced car accident lawyer near me at Semenza Law thoroughly evaluate your case, ensuring that your role in the accident is accurately represented. We work tirelessly to minimize any reduction in your compensation.
All Car Accident Claims End Up in Court
The idea that every car accident claim leads to a courtroom battle is another common myth. In reality, the majority of claims are resolved through negotiation and settlement. Skilled attorneys can often secure favorable outcomes without the need for a trial, saving you time and reducing stress.
At Semenza Law Firm, we prioritize efficient resolutions while preparing every case as if it will go to trial. This approach ensures that you’re well-positioned to achieve the best possible outcome, whether through negotiation or litigation.
You Don’t Need Medical Attention If You Feel Fine
After an accident, you might feel fine initially and assume that no medical treatment is necessary. However, some injuries, such as whiplash or internal trauma, may not show symptoms immediately but can worsen over time. Failing to seek medical attention not only jeopardizes your health but also weakens your claim.
At Semenza Law, we emphasize the importance of prompt medical evaluation. Documenting your injuries early helps establish a clear link between the accident and your medical condition, strengthening your case.
Navigating the aftermath of a car accident is challenging enough without the added confusion of myths and misinformation. Understanding the realities of car accident claims can protect your rights and ensure you receive the compensation you deserve.
At Semenza Law Firm, we combine compassion with expertise to guide you through the legal process with confidence. If you’ve been involved in a car accident and want to ensure your rights are protected, contact us today for a free case review. Let us handle the legal complexities so you can focus on what matters most—your recovery.
